Alternative student loans. Parents declared bankruptcy and can't cosign. Help?

Unfortunately, most private loan lenders all require co-signers although you could try to apply on your own to see if you could get approved. If your parents apply for the PLUS Loan and are denied due to adverse credit, you can take the denial letter and go to your school and request an additional unsubsidized loan in your name for up to an additional $4,000. I would really weigh my options of staying where you are and completing your degree and transferring to another college. If it's a college out of state, you'll be charged lots of extra tuition and fees because you're a non-resident and if your parents aren't able to help pay for it, you won't be able to get enough financial aid to cover your cost of attendance let alone living expenses. So unless you can borrow on your own credit, I suggest you stay put another year or so to see how things go especially since you're already covered with financial aid.